Specialized service for finding and managing your occupational pension assets
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The Federal Law on Occupational Retirement, Survivors' and Disability Pension Plans (BVG) constitutes the 2nd pillar of the Swiss retirement system. It complements the AHV (1st pillar) to guarantee the maintenance of the usual standard of living after retirement.
This might be the right time to open a vested benefits account.
This account allows you to freely manage your investment strategy to achieve better returns, and to receive your retirement assets as capital rather than as an annuity.
You have the freedom to choose the vested benefits foundation that best suits your needs.
We accompany you in choosing the most suitable provider, with personalized management of your occupational pension (BVG) and investments tailored to your investor profile.
We conduct the necessary searches to locate and consolidate them.
Discover the investment profile that matches your risk tolerance.
100% savings, zero stress.
You want to protect your capital over the long term without taking risks. For you, security comes first, and market fluctuations are not for you.
This is an investment offering a predefined and stable return over a given period. Examples: a 100% savings account, a term deposit, etc.
Safety first, with a touch of dynamism.
You primarily want to protect your capital, but you're ready to take a small dose of risk to enjoy better returns. With a share of stocks up to 20%, you find the right balance between stability and opportunity.
The perfect balance between security and growth.
You're looking for a balance between security and performance. With a share of stocks up to 40%, you accept moderate fluctuations for better long-term return potential.
A growth ambition in the medium or long term.
You aim for performance in the medium and long term. With a share of stocks up to 55%, you're ready to accept fluctuations to capture better return potential. Your portfolio also includes foreign currencies to further diversify your investments.
Maximize your long-term potential.
With a share of stocks up to 75%, you aim for high performance and accept market fluctuations. Your portfolio includes strong exposure to stocks and foreign currencies, giving you access to extensive investment opportunities.
Aim for the highest long-term returns.
You seek to maximize your long-term gains by taking higher risks. With a share of stocks up to 95%, your portfolio will be mainly composed of stocks and foreign currencies. This profile gives you access to a wide range of investment opportunities, in line with defined standards.